Technology Solutions that Unlock Profitability for Receivables Management

Applied Innovation perfectly balances compliance, performance, and functionality to increase productivity, reduce risk, and drive profits.

Intuitive. Streamlined. Customizable.

Client Portal

ClientAccessWeb™ is the foundation and access point for our integrated data platforms with everything necessary to maintain secure and organized account-level data, dashboards, secure client and inter-departmental messaging, reports, and tasks. ClientAccessWeb™ seamlessly integrates with the PayStream™ and Papyrus™ platforms through customized user access and permissions.

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Versatile. Customized. Unmatched.

Consumer Portal

Applied Innovation’s Consumer Portal includes the 24/7 PayStream™ Virtual Collector and the 24/7 PayStream™ Xpress Pay portal, making it the most versatile payment tool on the market. Our fully-customizable, consumer portal is the foundation that creates an advanced consumer experience with every type of communication, payment, and account management tool an agency requires, all in one unified platform.

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“We consider Applied Innovation an integral partner for our business and have chosen to use multiple Applied online products. Client Access Web is incredibly flexible, intuitive and user friendly. The PayStream product allows our company to email and text consumer’s payment reminders, receipts, and capture authorizations, all while helping maintain compliance. From a service standpoint, Applied Innovation staff is knowledgeable and always responsive to support needs, questions or training we require. Recent development of new features and options happen rapidly and in consultation with client users. Applied Innovation isn’t only a strong partner providing quality online and technical products, they understand the intricacies of the A/R, Debt Collection business and it shows.”

Bryan Reddick, Vice President | Professional Credit Management, Inc.

“We have been partners with Applied Innovation for many years. We love their Client Access and PayStream Product. The ease of secure client communication through the Client Access Portal is incredibly important. Since transitioning to the PayStream product, we have increased our web payments from less than 5% of all electronic payments to over 20% of electronic payments.”

Courtney Renaud, President | Creditors Bureau USA

“Client Access Web is a great tool for our clients and our team. It complements our Client Services department by saving time and resources. We use Papyrus for client statements that are prepared in less than 10 minutes and no longer need to print paper statements and mail. We also leverage PayStream as our consumer payment portal along with their Regulation E compliance function to authorize recurring payments from asset accounts. The staff at Applied Innovation are wonderful to work with. Fantastic products. Easy to understand yet powerful. Great service and always open to suggestions.“

Laura Thesing, Business Operations Manager | Credit Bureau Data, Inc.

Who Is Applied Innovation, Inc?

Applied Innovation, Inc. is the answer to the accounts receivable management (ARM) industry’s need for software that perfectly balances emerging technologies and consumer trends with industry rules and regulations. Our forward-thinking leadership team combines their diverse backgrounds to drive business results and value for our clients. The unique blend of their expertise and our compliance-driven technology keep us on the edge of industry innovation and continually meeting the needs of today’s ARM industry companies and their consumers.

50 years of combined experience in the receivables management industry

Unparalleled Lifetime Account Support

Partnering with Applied Innovation comes with unlimited training and support for the lifetime of the account. Our dedicated team works tirelessly to ensure that each client continues to maximize the value of our technology and tools throughout the lifetime of the account to continually achieve the utmost customer satisfaction and highest levels of compliance and agent productivity for peak profitability.

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Increase Compliance. Reduce Risk. Improve Productivity. Drive Profits.

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Increase Compliance. Reduce Risk. Improve Productivity. Drive Profits.

Learn More